Privacy Policy

We use the information we collect to:

Business Purposes: We will never sell your financial data or personal information. We may process your data for our legitimate business interests, such as fraud prevention, security enhancement, marketing our own services to you, and conducting analytics to improve our offerings. You have the right to object to such processing at any time by contacting us.

TrackMyMoney utilizes artificial intelligence to enhance your financial management experience. Our AI features are designed with privacy in mind:

When you interact with our AI features, your queries and relevant financial data are processed securely. We utilize OpenAI's technology for some aspects of our AI system, but all data is anonymized and secure transfer protocols are used. Your financial data is never used to train general AI models.

Important Security Notice: While we implement various security measures, our service currently does not use encryption for all data at rest or in transit. We strive to protect your personal information through other security controls, but you should be aware of this limitation. You are also responsible for maintaining the confidentiality of your login credentials and should notify us immediately of any unauthorized access or use of your account.

We may share the information we collect in the following situations:

Important: We will never sell your financial information to third parties for marketing purposes. Any sharing of your information is done solely to provide, maintain, and improve our services to you, or as required by law.

Protecting your financial information is our highest priority. We implement comprehensive security measures:

Important Note: While we implement industry-standard security measures, no method of electronic transmission or storage is 100% secure. We strive to protect your personal information but cannot guarantee absolute security. You are also responsible for maintaining the confidentiality of your login credentials and should notify us immediately of any unauthorized access or use of your account.

Depending on your location, you may have certain rights regarding your personal information:

To exercise these rights, you can:

• Use the privacy controls in your account settings
• Contact us at [email protected]
• Submit a request through our website at https://trackmymoney.app/contact

Verification: To protect your privacy, we may need to verify your identity before processing your request. We will respond to your request within the timeframe required by applicable law.

We retain your personal information for as long as necessary to provide you with our services, comply with legal obligations, resolve disputes, and enforce our agreements. Specific retention periods may vary based on the type of data and applicable laws.

We use cookies and similar tracking technologies to collect information about your browsing activities and to personalize your experience. These technologies help us:

• Remember your login status and preferences
• Analyze how you use our services
• Improve site performance and user experience
• Secure your account by detecting suspicious activities

You can manage cookie preferences through your browser settings. Please note that blocking certain cookies may impact your ability to use some features of our services.

Our services are not directed to children under 18 years of age. We do not knowingly collect personal information from children under 18. If we learn that we have collected personal information from a child under 18, we will promptly take steps to delete such information from our systems.

If you believe we may have collected information from a child under 18, please contact us at [email protected].

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make changes, we will update the "Last Updated" date at the top of this policy and notify you through:

• Email notifications to your registered email address
• In-app notifications or banners
• A notice on our website

Your continued use of our services after such changes means you accept the revised Privacy Policy. We encourage you to periodically review this policy to stay informed about how we are protecting your information.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRACKMYMONEY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES;
• ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN;
• ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES;
• ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES;
• ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICES; OR
• THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY.

IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (U.S. $100.00) OR THE AMOUNT YOU PAID US, IF ANY, IN THE PAST SIX MONTHS FOR THE SERVICES GIVING RISE TO THE CLAIM.

THE LIMITATIONS OF THIS SECTION SHALL APPLY TO ANY THEORY OF LIABILITY, WHETHER BASED ON WARRANTY, CONTRACT, STATUTE, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, AND WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF ANY SUCH DAMAGE.